Millionaires:

1. Live well below their means
2. Allocate time, energy and money efficiently in ways conducive to building wealth
3. Believe Financial Independence is more important that status (as seen by others)
4. Parents did not provide “economic outpatient care”
5. Adult children are economically self-sufficient
6. They are proficient in targeting market opportunities
7. Chose the right occupation

The Millionaire Next Door: The Surprising Secrets of America’s Wealthy